Buying a house is a great investment. When you rent you are giving your hard earned money to your landlord for him to invest in his future. The important thing for you to do is figure out just how much you can easily afford to make in house payments and still have money left over for fun and emergencies. Then sit your husband down and ask him, "Are you in this marriage just for yourself and what you want and need? Or are we in this marriage together to make us both happy?" Buying a house will be the most expensive purchase you ever make and it will take you 30 years to pay it off. That's enough to scare anyone. But you are only throwing away your money when you rent. Tell your husband, let's decide what is the highest monthly payments we want to make. Then let's go see a realtor and find out how much we can afford to buy with the payments we want to make. Then look at a couple of houses in your price range. Maybe your husband will decide that he likes one of the houses and he would rather invest his money in a house he owns, then to give it to his landlord and have nothing to show for all that money. You could always go house hunting on your own first and when you find a house that you like and you think your husband would like too, then take some pictures of the house and get all the information about the house (sq. ft, price, monthly payments) then tell your husband about the house and see if you can get him to take a look at it. Also ask the realtor how much did this house cost when it was new, so you can tell your husband how much more the house cost now. That's money in the owners pocket. Money you and your husband could earn too, if you owned a house, instead of renting. It may take awhile for your husband to get over the fear of being a home owner, but if you are married to a smart guy, then he will realize that owning his own home is an investment into your future and it is soooo much better then renting and having a landlord tell you what you can and can't do.